November 15, 2016
Mortgage Backed Securities: A False Sense of Security The high positive ratings of Mortgage Backed Securities by the rating agencies gave false […]
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Chicago Foreclosure Defense Lawyers
November 15, 2016
What is the Truth in Lending Act? The Truth In Lending Act (“TILA”) is a federal statute designed to require creditors to […]
November 15, 2016
What is the Truth in Lending Act The Truth In Lending Act (TILA) is a federal statute that requires creditors to disclose […]
November 15, 2016
Predatory servicing is a term used to describe the unfair, fraudulent, and deceptive means employed by lenders and servicing agents after the […]
November 15, 2016
RESPA was instituted to protect the residential homeowner by requiring a full disclosure of all settlement costs and payments made at the […]
November 15, 2016
Predatory lending is a term used to describe the process by which one party imposes unfair and abusive loan terms on borrowers. […]
November 15, 2016
Before the securitization process, a bank would issue a loan to a borrower. The same issuing bank collects the loan payments for […]
November 15, 2016
Many people, including many lawyers believe that the only defenses to foreclosure is payment of the mortgage, this is a misnomer. The […]
November 15, 2016
The fall of the housing market and the credit crunch impacted the entire housing industry including home builders, developers, contractors, material companies, […]
November 8, 2016
Over the years, the federal government instituted many laws to protect the residential consumer. Lenders tend to follow the necessary guidelines; however, […]
November 8, 2016
The rise in the real estate market values increased the taxes levied upon homes. As a result, homeowners are now not only […]
November 8, 2016
As previously stated, 1 in 5 mortgages in the United States is considered a subprime mortgage 57. Many of these loans are in […]
