Smart Homeownership
The FHA Series
Everything You Thought You Knew About FHA Loans — Debunked.
Think you know FHA loans? Think again.
In this exclusive video series, real estate attorney Mahmoud Faisal Elkhatib and lender Tammie Lester unpack the biggest myths around FHA loans — from down payments to buying during bankruptcy. Whether you're a first-time buyer or exploring mortgage options, this series gives you the real story — clear, simple, and backed by real data.
First-Time Buyers Use FHA Loans
Average Savings vs. Conventional
Financing Options Available
No spam. Just expert insights for smart homebuyers.
Learn About Smart Home Financing Options
BONUS
Bankruptcy and Renting vs. Owning
Can you buy a home during bankruptcy? Yes — and we show you how. Plus, we break down the real cost of renting vs. owning, so you can make smarter choices with your money and future.
FIRST STIGMA
Can You Really Get More with an FHA Loan?
What If You’ve Been Thinking Too Small?
- The surprising factor that could unlock better homes
- How buyers upgrade without needing more cash
- How you could get approved—even with low credit or no money down
- The common cost that’s often lower with FHA
Real talk, real data—no fluff.
Why It Matters
Most buyers assume their income or credit disqualifies them. But here’s the truth:
FHA loans were made for real people—not perfect borrowers.
They offer real options for:
Low Credit? No Problem.
FHA loans welcome 580+ scores.
Just Starting Out? You’re In.
You don’t need 20% down to qualify.
Past Bankruptcies Allowed.
Bounce back and still buy a home.
Student Debt? Still Eligible.
FHA doesn’t punish student loan debt.
For The Next Episode: “Are FHA Loans Harder to Close?”
We’ll bust the myths and teach you what to expect—so you can prep like a pro.
Stay ahead, one smart move at a time.
Meet Our Real Estate and Lending Experts
Mahmoud F. Elkhatib
The Bow Tie Attorney
With over 26 years of experience, attorney Mahmoud Faisal Elkhatib specializes in foreclosure defense, distressed property litigation, and housing court representation.
11757 Southwest Highway #103, Palos Heights, IL 60463, United States
(312) 775-0980
(312) 379-8999
Tammie Lester
Experienced Lender
Tammie has helped hundreds of families secure home financing with smart, personalized mortgage solutions. She's your trusted partner for buying, refinancing, and navigating the lending process.
3333 Warrenville Rd, Ste 630, Lisle, IL 60532
(630) 442-1413
(630) 677-3556
