November 15, 2016
RESPA was instituted to protect the residential homeowner by requiring a full disclosure of all settlement costs and payments made at the […]
EV Häs Articles
Chicago Foreclosure Defense Lawyers
November 15, 2016
Predatory lending is a term used to describe the process by which one party imposes unfair and abusive loan terms on borrowers. […]
November 15, 2016
Before the securitization process, a bank would issue a loan to a borrower. The same issuing bank collects the loan payments for […]
November 15, 2016
Many people, including many lawyers believe that the only defenses to foreclosure is payment of the mortgage, this is a misnomer. The […]
November 8, 2016
Over the years, the federal government instituted many laws to protect the residential consumer. Lenders tend to follow the necessary guidelines; however, […]
November 8, 2016
As previously stated, 1 in 5 mortgages in the United States is considered a subprime mortgage 57. Many of these loans are in […]
November 8, 2016
Under normal circumstances, lenders will not provide mortgages for homes that are not habitable. Buying a home and fixing it up, often […]
November 7, 2016
A property is considered to be “underwater” where the loan used to secure the purchase of a property has a balance that […]
November 7, 2016
Dual tracking is a common practice in which a lender continues to pursue foreclosure even though the homeowner is applying for a mortgage […]
November 6, 2016
Strategic Default May Be a Risky Option for Many Borrowers Two recent reports by the Office of the Inspector General of the […]
October 2, 2016
An Article by Damon Ritenhouse and Prashant Vallury This article explores the process of securitization in the mortgage industry and how it […]
July 18, 2016
An EV Has Blog Post by Brittany Earl, Esq. Edited by Prashant R. Vallury The effects of foreclosure are felt nationwide. Property […]
