EV Häs Insights
EV Häs Articles
Practical guidance on foreclosure defense, mortgage disputes, debtor rights, and Chicago-area real estate—so you understand your options and next steps.
February 20, 2026
Lease Renewals and Notices in Chicago: Best Practices That Avoid Costly Mistakes
Renewals, nonrenewals, and five day notices feel simple until timing or paperwork is wrong. This guide explains what Chicago and Cook County rules often require, how to document notices correctly, and how housing providers protect cash flow while staying compliant.
February 17, 2026
Emergency Injunctions in Chicago: How Temporary Restraining Orders Work in Illinois
When a dispute is moving faster than the court calendar, an injunction can pause the harm while the case is decided. This guide explains what Illinois judges look for, what filing in Cook County can involve, and how to prepare if you need urgent relief.
February 16, 2026
Bankruptcy vs. Foreclosure in Illinois: A Comparison
When foreclosure shows up, bankruptcy can change the timeline. But it is not a magic reset.
This guide breaks down what each path is designed to do, what people often misunderstand, and how to choose the next step without panic.
This guide breaks down what each path is designed to do, what people often misunderstand, and how to choose the next step without panic.
February 13, 2026
Deed in Lieu of Foreclosure in Illinois: When It Helps and When It Backfires
A deed in lieu can feel like the clean, quiet exit. Sometimes it is. Other times it backfires because of junior liens, paperwork gaps, or a lender that simply will not accept it.
This guide explains what lenders usually want, why second liens change everything, and how to decide if deed in lieu is a smart move for your Illinois timeline.
This guide explains what lenders usually want, why second liens change everything, and how to decide if deed in lieu is a smart move for your Illinois timeline.
February 12, 2026
Selling a Home During Foreclosure in Illinois: How It Works and Common Deal Killers
Selling is not giving up. For many Illinois homeowners, a well timed sale is leverage: it can protect equity, reduce damage, and create a clean exit before the case tightens around deadlines.
This guide explains how selling during foreclosure works in real life, what you must coordinate, and the deal killers that blow up closings when time is short.
This guide explains how selling during foreclosure works in real life, what you must coordinate, and the deal killers that blow up closings when time is short.
February 11, 2026
2 to 4 Unit Owners in Trouble: Tenant Issues During Foreclosure in Illinois
If you are a small landlord facing foreclosure, tenant problems can explode fast: rent gets messy, repairs get delayed, and one bad decision can create a second lawsuit on top of the foreclosure.
This article is for Illinois 2 to 4 unit owners who want to avoid expensive mistakes and keep the case, the building, and the tenant situation under control with calm, document first choices.
This article is for Illinois 2 to 4 unit owners who want to avoid expensive mistakes and keep the case, the building, and the tenant situation under control with calm, document first choices.
February 10, 2026
Reverse Mortgage Foreclosure: The Triggers Families Don’t Expect
Reverse mortgages can be a relief for seniors, but families are often blindsided by what counts as a “default.” It is not always missed payments. In Illinois, the most common problems are taxes, insurance, occupancy rules, and paperwork after a borrower passes away.
This guide explains the triggers in plain English and gives you a calm checklist to protect time, options, and the home.
This guide explains the triggers in plain English and gives you a calm checklist to protect time, options, and the home.
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