Uncontested Foreclosure Timelines

The statutory foreclosure timeline for an uncontested foreclosure in Illinois is 10 to 12 months from a borrower's first missed payment. Lenders must adhere to the laws according to the Illinois Mortgage Foreclosure Statute 735 ILCS 5/15.

For a detailed breakdown of the foreclosure timeline for commercial or residential property, see the following pages:

Contested Foreclosure

If the foreclosure is contested, the process may take up to two years or longer. This will depend on the skill of your attorney and your ultimate goal. When necessary to help you achieve your goal, a qualified attorney can accelerate or extend the timeline with a meritorious, good faith defense. We work to help clients keep their home longer by using substantive, not frivolous, pleadings.

An inexperienced or unqualified lawyer can accidentally shorten the timeline to a client's detriment. Too many lawyers do not fully understand foreclosure law and make critical errors when attempting foreclosure defense. Make sure you know what to look for in a foreclosure defense attorney.

Understand Your Rights

Facing foreclosure is overwhelming. It can be helpful if you know what to expect as the foreclosure process unfolds.

At EV Has, LLC, we help clients understand residential and commercial foreclosure and the options they have to contest it or find an exit strategy. Click Here to email us at inquiry@foreclosuredefenselawoffice.com or call us at (312) 775-0980 today for a free evaluation.

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