EV Häs Articles

Chicago Foreclosure Defense Lawyers
May 10, 2017

Banks forced to pay Renter $10,600 if their Landlord is in foreclosure

Understanding the Keep Chicago Renting Ordinance (KCRO) Introduction Due to the serious impact of the mortgage foreclosure crisis on renters, the City […]
January 21, 2017

Illinois Federal Judge Rules Collection Agency is Liable for Law Firm’s FDCPA Violation

A recent opinion issued by the U.S. District Court for the Northern District of Illinois held in Janetos v. Fulton Friedman & […]
January 21, 2017

CFPB settles FDCPA claims against debt collection law firms

The CFPB announced that it has entered into a consent order with two law firms specializing in the collection of medical debts […]
January 21, 2017

Court Denies City of Chicago’s Tax on Assignments of Mortgages

In October 2015, we discussed Cook County, Illinois circuit court cases City of Chicago v. KTCP and Halsted West v. City of […]
December 17, 2016

Bank of America Reaches Settlement with Freddie Mac

Freddie Mac reached a $404 million settlement with Bank of America (BOA) on December 2nd to resolve allegations that the bank misled […]
December 9, 2016

Falsifying Debt-to-Income Ratio: How Serious Is it?

Earning enough to cover a mortgage payment is one thing. Being able to afford a mortgage payment is another. Affordability is determined, […]
December 3, 2016

Quitclaim and Warranty Deeds in Illinois

The Advantages and Disadvantages of Quitclaim and Warranty Deeds There are four facets for a property deed to be legal in the […]
December 2, 2016

The Qualified Residential Mortgage Rule?

Why The Concern About The Proposed Qualified Residential Mortgage Rule? In the housing crisis, investors were badly burned by toxic home loans […]
November 15, 2016

Why Was My Loan Modification Denied?

Loan modifications are rarely granted because foreclosure is a quicker and often more lucrative remedy for lenders. The borrower needs to put together an […]
November 15, 2016

What Is a Loan Modification?

A loan modification is a permanent, material change to one or more terms of your original loan agreement. The loan is acknowledged […]
November 15, 2016

Mortgage Note Chain of Title

The Alphabet Problem is a term coined by O. Max Gardner III and is used to refer to problems in the chain […]
November 15, 2016

Subject Matter Jurisdiction

Without Subject Matter Jurisdiction, the Court Cannot Act on a Foreclosure Does the court have jurisdiction to act on your foreclosure? Many […]
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